Cost comparison

IPTV vs cable TV: what each one really costs

A US cable bill advertised at $100–$120 a month typically delivers at $130–$170 once the broadcast TV surcharge, regional sports surcharge and equipment rental are added. Live-TV streaming services advertise $60.99–$89.99 a month. A fixed-term IPTV subscription is paid up front and works out lower per month, in exchange for paying ahead and giving up the licensed-package guarantees the mainstream services carry.

Compare against your bill

The gap between the advertised rate and the bill

Cable pricing is quoted before the surcharges that appear on every bill. The broadcast TV fee alone runs $15–$25 a month, equipment rental adds $10–$20, and regional sports surcharges are extra again in most markets.

Line itemMonthlyAppears in the advertised price?
Base package$100–$120Yes
Broadcast TV surcharge$15–$25No
Equipment / DVR rental$10–$20No
Regional sports surchargeMarket dependentNo
Delivered bill$130–$170—

Figures checked 2026-09-17. Sources are listed at the foot of this page.

What the streaming services charge

Stacking individual streaming apps back together is its own trap: eight ad-free services now run about $139 a month combined, which is cable pricing with more apps to manage.

ServiceAdvertised monthlyTwelve monthsNote
YouTube TV$82.99$995.88Base Plan. Genre plans start at $54.99/mo (Entertainment), $64.99/mo (Sports).
Hulu + Live TV$82.99$995.88Bundled with Disney+ and ESPN+ at the base price; unlimited DVR included.
Fubo$82.99$995.88Base plan. Regional sports fees are charged on top in many US markets.
DirecTV Stream$89.99$1079.88Entertainment package. Choice (125+ channels) is $94.99/mo.
Sling Orange + Blue$60.99$731.88Orange or Blue alone is $45.99/mo. Channel line-ups differ between them.

What you give up either way

This is the honest trade. Mainstream services sell certainty at a higher monthly price. A fixed-term subscription sells a lower effective monthly cost in exchange for paying ahead and verifying the channels yourself. Which is right depends on how price-sensitive you are and how specific your channel needs are.

Cable / mainstream streamingFixed-term IPTV subscription
PaymentMonthly card charge, cancel any timePaid up front for 3–24 months
Effective monthly costHigherLower — from about $5/month at the longest term
Licensed package guaranteesContractual, published channel line-upsCatalogues change; confirm your channels before buying
Simultaneous streamsTypically 2–3, unlimited at home on some servicesExplicit 1–5 connection tiers you choose
HardwareRented box, or bring your ownBring your own device and player
SupportCall centre, published SLAsDirect messaging support

Which route fits which household

  • You want one provider, one bill, and a contractual channel line-up → mainstream live-TV streaming.
  • You watch three or four specific networks and resent paying for 90 you never open → a fixed-term subscription sized to those channels.
  • You need four or five screens at once on a Sunday → compare the connection allowance, not the channel count.
  • You are still on cable mainly for a regional sports network → check that specific network exists on any alternative before cancelling anything.

Every page in this section

Alternatives

YouTube TV alternatives: the 2026 arithmetic

YouTube TV is $82.99/month for the Base Plan. What the cheaper alternatives cost over twelve months, what you keep, and what you give up by switching.

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Alternatives

Hulu + Live TV alternatives

Hulu + Live TV runs $82.99/month with the Disney+ and ESPN+ bundle. The twelve-month comparison, what the bundle is genuinely worth, and what switching costs you.

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Alternatives

Fubo alternatives for sports households

Fubo is $82.99/month before regional sports fees. How the twelve-month cost compares, what sports fans keep, and what to verify before switching.

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Alternatives

Sling TV alternatives

Sling Orange + Blue is $60.99/month, single packages $45.99. How a fixed-term subscription compares once you add the channels Sling splits between tiers.

Read
Alternatives

DirecTV Stream alternatives

DirecTV Stream starts at $89.99/month for Entertainment and $94.99 for Choice. The twelve-month comparison and what actually changes if you switch.

Read
Bill analysis

The fees that turn a $100 cable package into a $150 bill

Line by line through a US cable bill: broadcast TV surcharge, regional sports fee, equipment rental, franchise fees, and which ones you can actually remove.

Read
Bundle math

Cord-cutters rebuilt the cable bundle. Here is the bill.

Eight ad-free streaming services now run about $139 a month combined — cable pricing, rebuilt one app at a time. How to audit and cut your own stack.

Read
Category comparison

IPTV vs streaming apps: not the same product

Netflix and Disney+ are on-demand libraries. Live TV is a schedule. Why comparing them by price alone gives the wrong answer, and how to combine them sensibly.

Read

Questions people ask

Is IPTV cheaper than cable?

Per month, generally yes. A US cable bill lands at $130–$170 once fees are added, while a fixed-term subscription here works out from roughly $5 a month at the longest term. The difference is that the IPTV term is paid up front and carries no contractual channel guarantee.

What is the cheapest way to replace cable in 2026?

Sling Orange or Blue at $60.99 for the combined package is the cheapest mainstream live-TV option; individual plans are $45.99. A fixed-term subscription is cheaper again per month but requires paying the full term in advance.

Do streaming services really cost as much as cable now?

Individually no, collectively yes — eight ad-free services combined run around $139 a month, which is squarely in cable territory. The saving comes from subscribing to fewer things, not from streaming as a category.

Sources

Third-party prices on this page were checked on . Providers change prices frequently — verify before deciding.

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